Commercial Banking > Industry Expertise
Franchise Banking
Banking solutions built for franchise growth
Scale your business with a banking team that understands the pace, complexity and capital demands of multi-unit operations.
At Columbia Bank, our Franchise Banking team provides flexible financing and integrated banking solutions tailored to growth-oriented franchise operators nationwide. Through a relationship-first approach, we combine lending, treasury management, payments and wealth solutions to help franchise businesses expand efficiently and operate with confidence.
With deep experience serving restaurant and multi-unit operators, we deliver customized financial strategies designed to support acquisition, expansion and long-term growth.
Financial solutions designed for franchise operators
Franchise Financing
- Acquisition loans
- Development and remodel cap-ex financing
- Term loan refinancing
- Enterprise value and owner-occupied real estate financing
- Revolving lines of credit (working capital solutions)
- Development lines of credit
- Structured and floating-rate credit options
Treasury Management
- Cash management solutions
- Treasury and cash flow optimization
- Cash vault support
- Fraud prevention services
- Commercial card programs
- Payables and receivables solutions
- Merchant services through Worldpay
Wealth Management1
- Owner wealth management solutions
- Long-term planning strategies
- Private banking
- Trust and advisory services²
Built for franchise businesses nationwide
We serve:
- Multi-unit franchise operators
- Restaurant franchise groups
- Established and emerging franchisors
- Independently-branded concepts
- Growth-focused operators managing 20+ locations
Our platform combines national capabilities with an industry-dedicated sales, credit and decision-making team, giving businesses the responsiveness, flexibility and personalized service they need to grow.
Why franchise operators choose Columbia Bank
- Dedicated franchise banking specialists, with an average of 15-20 years in the industry, supporting clients through economic cycles
- Deep restaurant and franchise industry expertise
- Flexible lending structures
- Integrated treasury and payment solutions
- Relationship-driven advisory approach
- Full-service banking beyond lending alone
We take the time to understand your business and deliver customized banking solutions designed to support your operational and financial goals.
Connect with our National Franchise Banking team
Learn how our franchise banking solutions can help support your next stage of growth.
