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Business Credit Cards

The card your business deserves

Run your business how it was meant to be run: with precision and security. Our Visa® Business cards let you track expenses, manage your finances online and earn extra rewards for business spending.




Choosing the right business credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Contactless technology limits surface contact
  • Mobile purchasing for added convenience

Let's get started.

Earn Valuable Rewards

Visa® Business Cash Card

Earn cash back1 every time you use your card: 3% on all eligible net purchases from office supply stores and cellular phone, landline, internet and cable TV services, 2% on eligible net restaurant and gas purchases, and 1% on all other eligible net purchases. Plus get $25 cash back after your first purchase. No annual fee. More

Visa® Business Real Rewards Card

Designed for small businesses, rewards add up fast with 1.5 points earned for every $1 you spend on eligible net purchases, and redeem for cash back, gift cards, travel or merchandise rewards. There's no annual fee, caps or limits. You'll also earn 2,500 bonus reward points after making your first purchase. More

Smart Business Rewards Visa Signature® Card

Designed for small businesses looking to earn even more rewards on your company spending with 2x points for every $1 spent in your top two spend categories each month, automatically. You'll also earn 1x points for every $1 spent on every other eligible purchases. Spend $500 on your card in the first three months and you'll also receive 20,000 bonus reward points. $0 intro annual fee for the first year. After that $95 Annual Fee billed at company level. More

Pay Down Debt Faster

Visa® Business Platinum Card

Enjoy the ability to pay down your other credit card balances faster with a non-rewards card featuring a low introductory rate for an extended time. With no annual fee, it comes equipped with expense management tools and added security benefits to support your business. More

Specialty Cards

Visa Signature® Company Card

  • Designed for medium to large size businesses with at least $5 million in annual net sales
  • Generous credit lines
  • No personal guarantee required
  • Valuable Rewards Programs

Contact a Columbia Banker for more details.

Visa® CommUNITY Card

  • Designed for non-profits (501c3/c4) and municipalities
  • Generous credit lines
  • No personal guarantee required
  • Valuable Rewards Programs

Contact a Columbia Banker for more details.

One Card®

  • Designed large businesses this powerful solution combines the flexibility of a corporate card with the convenience of a purchasing card
  • Automate payment and reconciliation processes
  • Simplify administrative tasks, reduce paperwork for requisitions, purchase orders invoices and checks
  • Enhance cash management with cycle-based payments

Contact a Columbia Banker for more details.

1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.







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