Online Banking

"If there's something that I need, they're there."

"I'm at Columbia Bank because they make my life easy."

Business Checking

Business checking made to fit your business. Imagine that.

When it comes to choices that work for you, our array of business checking products are, well, all business.

Primary Business Checking

Minimum Opening
Deposit
$100
Monthly
Maintenance Fee
$3
Transaction Charges2 The first 30 transactions each month are free; $0.25 is charged per transaction after the first 30.
ATM Charges3
  • No charge at Columbia Bank ATMs
  • $2.00 at all non-Columbia Bank ATMs
  • No charge for POS (point-of-sale)1
Overdraft Protection Available through a Business Reserve Line of Credit4
Cash Deposited First $500 per month is free; $0.75 is charged per $1,000 after the first $500.

 

Additional Business Services5

Deposit Services

• Business Checking Account
• Business Savings Account
• Business Money Market or CD
• Health Savings Account

Treasury Management Services

• Business Online Banking
• Business Bill Pay
• Remote Deposit Capture
• Investment Sweeps

Loan Services4

• Business Reserve Line of Credit
• Business Equity Line of Credit or Loan
• Commercial Real Estate Loan
• SBA Loan

Additional Services

• Merchant Card Services
• Business VISA® Debit Card1
• Business VISA Credit Card4
• CB Financial Services+

*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: • Not FDIC insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

1 VISA® Business Debit Cards are subject to credit approval.
2 Transactions include deposits, deposited items, checks, withdrawals, Automated Clearing House (ACH) credits and ACH debits.
3 ATM cards are available to sole proprietors only.
4 Subject to credit approval.
5. Some business services may require additional fees (setup, monthly maintenance, etc.). Please review the Services and Fees schedule and additional product brochures for fees related to a service.

Small Business Checking

Minimum Opening
Deposit
$100
Monthly
Maintenance Fee
$9
Relationship Rewards2 If your daily balance does not fall below $400 and you maintain three additional relationship services, we will waive the monthly maintenance fee.
Transaction Charges3 The first 100 transactions each month are free; $0.25 is charged per transaction after the first 100.

ATM Charges4

  • No charge at Columbia Bank ATMs
  • $2.00 at all other non-Columbia Bank ATMs
  • No charge for Point of Sale
Canceled Check  Options Check Imaging or Safekeeping
Overdraft Protection Available through a Business Reserve Line of Credit5
Cash Deposited First $2,500 per month is free; $0.75 is charged per $1,000 after the first $2,500.

 

Relationship Services

Add any three of these services to your account to complete your relationship.6

Deposit Services

• Business Checking Account
• Business Savings Account
• Business Money Market or CD
• Health Savings Account

Treasury Management Services

• Business Online Banking
• Business Bill Pay
• Remote Deposit Capture
• Small Business Investment Sweeps

Loan Services5

• Business Reserve Line of Credit
• Business Equity Line of Credit or Loan
• Commercial Real Estate Loan
• SBA Loan

Additional Services

• Merchant Card Services
• Business VISA® Debit Card1
• Business VISA Credit Card5
• CB Financial Services+

*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: • Not FDIC insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

1 VISA Business Debit Cards are subject to credit approval.
2 The requirement to waive the monthly maintenance fee is based on the following minimums: The minimum balance each day and maintaining the three additional relationship services.
3 Transactions include deposits, deposited items, checks, withdrawals, Automated Clearing House (ACH) credits and ACH debits.
4 ATM cards are available to sole proprietors only.
5 Subject to credit approval.
6 Some Relationship Services may require additional fees (setup, monthly maintenance, etc.). Please review the Services and Fees Schedule and additional product brochures for fees related to any service.

Business Checking

Minimum Opening
Deposit
$100
Monthly
Maintenance Fee
$14
Relationship Rewards2 If your daily balance does not fall below $1,500 and you maintain three additional relationship services, we will waive the monthly maintenance fee.
Transaction Charges3 First 250 transactions are free each month; $0.25 is charged per transaction after the first 250.
ATM Charges4
  • No charge at Columbia Bank ATMs
  • $2.00 at all non-Columiba Bank ATMs
  • No charge for Point of Sale1
Canceled Check Options Check Imaging or Safekeeping
Overdraft Protection Available through a Business Reserve Line of Credit5
Cash Deposited First $5,000 per month is free; $0.75 is charged per $1,000 after the first $5,000

 

Relationship Services

Add any three of these services to complete your relationship.6

Deposit Services

• Business Checking Account
• Business Savings Account
• Business Money Market or CD
• Health Savings Account

Treasury Management Services

• Business Online Banking
• Business Bill Pay
• Remote Deposit Capture
• Investment Sweeps
• ACH Origination
• Online Wires
• Fraud Services

Loan Services5

         • Business Reserve Line of Credit
         • Business Equity Line of Credit or Loan
         • Commercial Real Estate Loan
         • SBA Loan

Additional Services

         • Merchant Card Services
         • Business Visa® Debit Cards1
         • Business Visa Credit Cards5
         • CB Financial Services+

*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: • Not FDIC insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

1 VISA Business Debit Cards are subject to credit approval.
2 The requirement to waive the monthly maintenance fee is based on the following minimums: The minimum balance each day and maintaining the three additional relationship services.
3 Transactions include deposits, checks, withdrawals, ACH credits and ACH debits and deposited items.
4 ATM cards are available to sole proprietors only.
5 Subject to credit approval.
6 Some Relationship Services may require additional fees (setup, monthly maintenance, etc.). Please review the Services and Fees Schedule and additional product brochures for fees related to any service.

Business Interest Checking

Minimum Opening Deposit $100
Monthly Maintenance Fee1 $10
Minimum Daily Balance Required to
Waive Monthly Maintenance Fee
$1,000
Other Charges
  • Deposits/Credits: $0.20
  • Checks/Withdrawals: $0.14
  • Checks Deposited: $0.065
Minimum Daily Balance Required to Earn Interest $1,000
ATM Charges2
  • No charge at Columbia Bank ATMs
  • $2.00 at all non-Columbia Bank ATMs
  • No charge for Point of Sale3
Canceled Check Options Check Imaging or Safekeeping

1 If the balance required to avoid the monthly maintenance fee is based on a minimum, you must maintain the minimum balance each day to avoid the disclosed maintenance fee.
2 ATM cards are available to sole proprietors only.
3 Visa® Business Debit Cards are subject to credit approval

Please review the Services and Fees schedule and additional product brochures for fees related to a service.

Commercial Business Checking

Minimum Opening Deposit $100
Monthly Maintenance Fee $15.00
Earnings Credit Based on investable balances
Credits Posted $0.35 each
Debits Posted $0.18 each
Deposited Items $0.10 each
ACH Items Posted $0.14 each
Cash Deposited/Sold $0.10 per $100
Rolled Coin Purchased $0.10 per roll
Loose Coin Deposited $10.00 per bag
Uncollected Funds Usage Prime + 5.00%
Deposit Assessment $0.13 per $1,000
ATM Charges2
  • No charge at Columbia Bank ATMs
  • $2.00 at all non-Columbia Bank ATMs
  • No charge for Point of Sale
Canceled Check Options Check Imaging or Safekeeping

 

Relationship Services

Add any three of these services to begin your relationship.3

Deposit Services

• Business Checking Account
• Business Savings Account
• Business Money Market or CD
• Health Savings Account

Treasury Management Services

• Business Online Banking
• Business Bill Pay
• Remote Deposit Capture
• Investment Sweeps
• ACH Origination
• Online Wires
• Fraud Services

Loan Services1

• Business Reserve Line of Credit
• Business Equity Line of Credit or Loan
• Commercial Real Estate Loan
• SBA Loan

Additional Services

• Merchant Card Services
• Business VISA® Debit Card
• Business VISA Credit Card1

*Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: • Not FDIC insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

1 Subject to credit approval.
2 ATM cards are available to sole proprietors only.
3 Some Relationship Services may require additional fees (setup, monthly maintenance, etc.). Please review the Services and Fees Schedule and additional product brochures for fees related to any service.