Online Banking

"Going online is very quick and easy for me."

"Columbia Bank is community approved and mom approved."

"They knew exactly what I needed."

Personal Checking

Checking for today and every day. Take your pick.

Daily money management made easy. Simply choose the account that best fits your life today, and into the future.

Columbia Checking

Recommended if …   
You want unlimited check writing and no monthly maintenance fee.
Minimum Opening Deposit 
$100
Minimum Daily Balance Required to Waive Monthly Maintenance Fee   
Not applicable
Monthly Maintenance Fee
$0
Check/Debit Charges 
No charge

Interest Earnings

Calculated

Paid/Compounded

Not applicable
Combined Monthly Statement4 Yes
ATM Transaction Charges:1
Columbia Bank ATMs
All Other ATMs
Point-of-Sale (POS) 

No charge
$2.00
No charge
Statement Options Check Safekeeping2
eStatements5
Other Benefits and Features 

Free Personal Bill Pay3
Free of monthly maintenance fees

 

1 ATM transaction charges are waived for Columbia Bank ATMs, non-Columbia Bank or POS transactions by Columbia Bank. You may be subject to international service charges and surcharges on non-columbia bank ATMs.
2 Check Safekeeping—Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Personal Online Banking to make inquiries. Check images are kept for seven years and can be requested at any time.
3 Please refer to Online Banking Terms and Conditions for information regarding Personal Bill Pay service.
4 One convenient statement—Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificates of deposit accounts. Ask our Customer Service Representatives for details.
5 Requires enrollment in Online Banking.

Please refer to the Services & Fees Schedule for additional fees that may be assesed against your account.

Club Checking

Recommended if … You want unlimited check writing at a minimal price and free Club Checks.5
Minimum Opening Deposit $100
Minimum Daily Balance Required to Waive Monthly Maintenance Fee Not applicable
Monthly Maintenance Fee
$6.95
Check/Debit Charges No charge
Interest Earnings
Calculated
Paid/Compounded 
Not applicable
Combined Monthly Statement4 Yes
ATM Transaction Charges:7
Columbia Bank ATMs
All Other ATMs
Point-of-Sale (POS)  

No charge
$2.00
No charge
Statement Options Check Imaging1
Check Safekeeping2
eStatements6
Other Benefits and Features
Free Personal Bill Pay3
Free Club Checks5
$1 discount on cashier’s checks

 

1 Check Imaging—The ideal system for organizing cancelled checks. They are in easy-to-store format, and it’s free of charge. Check images are printed and sent with your monthly statement. Twelve check images are printed per page unless otherwise requested. Image copies of cancelled checks are widely accepted as proof of payment.
2 Check Safekeeping—Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Personal Online Banking to make inquiries. Check images are kept for seven years and can be requested at any time.
3 Please refer to Online Banking Terms and Conditions for information regarding Personal Bill Pay service.
4 One convenient statement—Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificates of deposit accounts. Ask our Customer Service Representatives for details.
5 Up to two boxes of single club checks per calendar year.
6 Requires enrollment in Online Banking.
7 ATM transaction charges are waived for Columbia Bank ATMs, non-Columbia Bank or POS transactions by Columbia Bank. You may be subject to international service charges and surcharges on non-columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.

60+ Checking

Recommended if …   
You are at least 60 years old and want unlimited check writing, no monthly maintenance fees and free Club Checks.5
Minimum Opening Deposit $100
Minimum Daily Balance Required to Waive Monthly Maintenance Fee  Not applicable
Monthly Maintenance Fee $0
Check/Debit Charges No charge
Interest Earnings
Calculated
Paid/Compounded
Yes
Daily
Monthly
Combined Monthly Statement4 Yes
ATM Transaction Charges:7
Columbia Bank ATMs
All Other ATMs
Point-of-Sale (POS)

No charge
$2.00
No charge
Statement Options Check Imaging1
Check Safekeeping2
eStatements6
Other Benefits and Features 
Free Personal Bill Pay3
Free Club Checks5
10% off safe deposit box rental

 

1 Check Imaging—The ideal system for organizing cancelled checks. They are in easy-to-store format, and it’s free of charge. Check images are printed and sent with your monthly statement. Twelve check images are printed per page unless otherwise requested. Image copies of cancelled checks are widely accepted as proof of payment.
2 Check Safekeeping—Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Personal Online Banking to make inquiries. Check images are kept for seven years and can be requested at any time.
3 Please refer to Online Banking Terms and Conditions for information regarding Personal Bill Pay service.
4 One convenient statement—Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificates of deposit accounts. Ask our Customer Service Representatives for details.
5 Up to two boxes of single club checks per calendar year.
6 Requires enrollment in Online Banking.
7 ATM transaction charges are waived for Columbia Bank ATMs, non-Columbia Bank or POS transactions by Columbia Bank. You may be subject to international service charges and surcharges on non-columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.

Interest Checking

Recommended if … 
You want unlimited check writing and interest on your funds.
Minimum Opening Deposit
$1,000
Minimum Daily Balance Required to Waive Monthly Maintenance Fee $1,000
Monthly Maintenance Fee5 $8
Check/Debit Charges        No charge
Interest Earnings
Calculated
Paid/Compounded
$1,000 minimum daily balance required to earn interest
Daily
Monthly
Combined Monthly Statement4 Yes
ATM Transaction Charges:7
Columbia Bank ATMs
All Other ATMs
Point-of-Sale (POS)

No charge
$2.00
No charge
Statement Options 
Check Imaging1
Check Safekeeping2
eStatements6
Other Benefits and Features   
Free Personal Bill Pay3
Earns interest on entire balance when minimum daily balance is $1,000

 

1 Check Imaging—The ideal system for organizing cancelled checks. They are in easy-to-store format, and it’s free of charge. Check images are printed and sent with your monthly statement. Twelve check images are printed per page unless otherwise requested. Image copies of cancelled checks are widely accepted as proof of payment.
2 Check Safekeeping—Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Personal Online Banking to make inquiries. Check images are kept for seven years and can be requested at any time.
3 Please refer to Online Banking Terms and Conditions for information regarding Personal Bill Pay service.
4 One convenient statement—Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificates of deposit accounts. Ask our Customer Service Representatives for details.
5 If the balance requirement to avoid the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee.
6 Requires enrollment in Online Banking.
7 ATM transaction charges are waived for Columbia Bank ATMs, non-Columbia Bank or POS transactions by Columbia Bank. You may be subject to international service charges and surcharges on non-columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.

Premium Plan

Why settle for just another money market account? Enjoy great benefits by simply opening a Premium Money Market and Premium Interest Checking account.

  • Earn more with preferred interest rates.
  • You'll appreciate the flexibility a Premium VISA® Debit Card, no foreign ATM charges,1 and Free Premium Plan checks.
  • Free Personal Online Banking and free Personal Bill Pay.6
  • Track your accounts easily—your Premium Money Market, Premium Interest Checking and Time Deposit are all on one statement.
  • More added value—get free cashier’s checks and money orders, plus a $20 yearly credit toward a safe deposit box.
  • Diversify your investments while saving money with a complimentary financial consultation from CB Financial Services* located at Columbia Bank branches.

You must open both a Premium Interest Checking and Premium Money Market to qualify.

  Premium Interest Checking Premium Money Market Account2
Minimum Opening Deposit $25,000 combined $25,000 combined
Minimum Daily Balance to Waive Monthly Maintenance Fee4 $25,000 combined $25,000 combined
Monthly Maintenance Fee Not applicable $15.00
Check/Debit Charges No Charge No Charge
Interest Earnings3


Calculated
Paid/Compounded
$1,000 minimum daily balance required to earn interest
Daily
Monthly
Yes


Daily
Monthly
Combined Monthly Statement Yes Yes
ATM Transaction Charges:1
Columbia Bank ATM
All Other ATMs
Point-of-Sale (POS) Transactions

No charge
No charge
No charge 

No charge
No charge
No charge 
Statement Options Check Safekeeping
eStatements5
Check Imaging
Check Safekeeping
eStatements5

1 ATM transaction charges are waived for Columbia Bank ATMs, Bank of Astoria ATMs, non-Columbia Bank ATMs or POS transactions by Columbia State Bank. You may be subject to international service charges and surcharges on non-proprietary ATMs.
2 During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed.
3 $1,000 minimum daily balance required to earn interest on Premium Checking account. No minimum to earn interest on Premium Money Market account.
4 If the balance requirement to avoid the monthly maintenance charge is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee.
5 Requires enrollment in Online Banking.
6 Please refer to Online Terms and Conditions for Personal Bill Pay information.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.

* Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: • Not FDIC insured • May lose value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency.

Grow Green Checking4

Recommended if …       You want an eco-conscious account and use Online Banking, Personal Bill Pay and your debit card for the majority of your banking needs.
Minimum Opening Deposit   $100
Minimum Daily Balance Required to Waive Monthly Maintenance Fee Not applicable
Monthly Maintenance Fee $0
Check/Debit Charges Limit of 10 checks per statement cycle; exceeding 10 will incur a $1 fee per item
Interest Earnings
Calculated
Paid/Compounded   
Not applicable
Combined Monthly Statement2   eStatements3 required
ATM Transaction Charges:5
Columbia Bank ATMs
All Other ATMs
Point-of-Sale (POS)  

No charge
No charge
No charge
Statement Options   eStatements3 Required
Other Benefits and Features 
Free Personal Bill Pay1
No-fee ATMs
Columbia Bank donates $5 to Habitat for Humanity
for every new account opened

 

1 Please refer to Online Banking Terms and Conditions for information regarding Personal Bill Pay service.
2 One convenient statement—Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificates of deposit accounts. Ask our Customer Service Representatives for details.
3 Requires enrollment in Online Banking.
4 Requires enrollment in Online Banking and eStatements within 30 days after opening account. If enrollment requirements are not met both the Grow Green Checking and Grow Green Savings accounts will be changed to a Columbia Checking and a Customary Savings with applicable fees and accounts requirements.
5 ATM transaction charges are waived for Columbia Bank ATMs, non-Columbia Bank or POS transactions by Columbia Bank. You may be subject to international service charges and surcharges on non-columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.

Compare Personal Checking Accounts

 Columbia CheckingClub Checking60+ CheckingInterest CheckingGrow Green Checking8
Recommended if … You want unlimited check writing and no monthly maintenance fee.  You want unlimited check writing at a minimal price and free Club Checks.6 You are at least 60 years old and want unlimited check writing, no monthly maintenance fees and free Club Checks.6 You want unlimited check writing and interest on your funds. You want an eco-conscious account and use Online Banking, Personal Bill Pay and your debit card for the majority of your banking needs.
Minimum Opening Deposit   $100 $100 $100 $1,000   
$100
Minimum Daily Balance Required to Waive Monthly Maintenance Fee Not applicable Not applicable Not applicable $1,000 Not applicable
Monthly Maintenance Fee5  $0 $6.95 $0 $8 $0
Check/Debit Charges  No charge No charge No charge No charge Limit of 10 checks per statement cycle; exceeding 10 will incur a $1 fee per item
Interest Earnings

Calculated
Paid/Compounded
Not applicable Not applicable

Yes

Daily
Monthly

 $1,000 minimum daily balance required to earn interest
Daily
Monthly   
Not applicable
Combined Monthly Statement4 
Yes Yes Yes Yes eStatements7 required
ATM Transaction Charges:9
Columbia Bank ATMs
All Other ATMs
Point-of-Sale (POS)  

No charge
$2.00
No charge

No charge
$2.00
No charge

No charge
$2.00
No charge

No charge
$2.00
No charge

No charge
No charge
No charge
Statement Options    Check Safekeeping2
eStatements7   
Check Imaging1
Check Safekeeping2
eStatements7   
Check Imaging1
Check Safekeeping2
eStatements7   
Check Imaging1
Check Safekeeping2
eStatements7   
eStatements7 Required
Other Benefits and Features    Free Personal Bill Pay3
Free of monthly maintenance fees   
Free Personal Bill Pay3
Free Club Checks6
$1 discount on cashier’s checks   
Free Personal Bill Pay3
Free Club Checks6
10% off safe deposit box rentals   
Free Personal Bill Pay3
Earns interest on entire balance when minimum daily balance is $1,000   
Free Personal Bill Pay3
No-fee ATMs

 

1 Check Imaging—The ideal system for organizing cancelled checks. They are in easy-to-store format, and it’s free of charge. Check images are printed and sent with your monthly statement. Twelve check images are printed per page unless otherwise requested. Image copies of cancelled checks are widely accepted as proof of payment.
2 Check Safekeeping—Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Personal Online Banking to make inquiries. Check images are kept for seven years and can be requested at any time.
3 Please refer to Online Banking Terms and Conditions for information regarding Personal Bill Pay service.
4 One convenient statement—Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificates of deposit accounts. Ask our Customer Service Representatives for details.
5 If the balance requirement to avoid the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee.
6 Up to two boxes of single club checks per calendar year.
7 Requires enrollment in Online Banking.
8 Requires enrollment in Online Banking and eStatements within 30 days after opening account. If enrollment requirements are not met both the Grow Green Checking and Grow Green Savings accounts will be changed to a Columbia Checking and a Customary Savings with applicable fees and accounts requirements.
9 ATM transaction charges are waived for Columbia Bank ATMs, non-Columbia Bank or POS transactions by Columbia Bank. You may be subject to international service charges and surcharges on non-columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.