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Season’s savings, ahead of time

Our Snowflake Savings account is a cost-effective way to budget for the holidays. A check will be mailed to you or directly deposited into your checking account in November.

Snowflake Savings customers enjoy the following account benefits:

  • No monthly maintenance fee.
  • Low minimum opening deposit of $20.
  • No paper statement fee.
  • Earn Interest

    Earn interest on your available balances. Interest is calculated daily and paid upon maturity.

  • Low Minimum Opening Deposit

    Open your account with as little as $20 and begin saving!

  • No Monthly Maintenance Fee

    Your Snowflake Savings account will not be charged a monthly maintenance fee.

Snowflake Savings1,2
Monthly Maintenance Fee $0
Waive the Monthly Maintenance Fee not applicable
Minimum Opening Deposit $20
Check/Debit Charges Debits and withdrawals are not permitted except for closure
Interest Earnings
At maturity
Paper Statement Fee not applicable
ATM Transaction Charges:3
Columbia Bank ATMs
Non-Columbia Bank ATMs

No charge

1 During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed.

2 In November, earned interest will be posted and your Snowflake Savings check will be mailed to you or directly deposited to your checking account based on the option you chose at the time of account opening.

3 You may be subject to international service charges and surcharges on non-Columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account. Accounts must be open and in good standing on their statement cycle date to receive refund benefits.


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