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Personal Savings Accounts

A special brand of savings

What has your piggybank done for you lately? With Columbia Bank’s versatile savings options, you can put your money away, or put it to work. Our award-winning (and incredibly local) banking experts can help turn your pennies into a plan and your dollars into… more dollars.

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Compare and find the right account for you.


  Everyday Savings1 Snowflake Savings1,2 Boost Money Market1 Premier Money Market1
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Opening Deposit
$100
     or
$5 for age 17 or younger
$20
$1,000
$1,000

Earns Interest

Calculated

Paid/Compounded

Yes

Daily

Monthly

Yes

Daily

Monthly

Yes

Daily

Monthly

Yes

Daily

Monthly

Monthly Maintenance Fee3

$3

Waived with a minimum daily balance of $300
     or
Age 17 or younger
     or
Monthly automatic transfer of $25 or more from another Columbia Bank account

$0

$10

Waived with a minimum daily balance of $1,000

$15

Waived with a minimum daily balance of $10,000
     or
Minimum combined balances of $25,0004

Check/Debit Charges
$1 per debit over three if balance is less than $300
Debits and withdrawals are not permitted except for closure
$1 per debit/check over three if balance is less than $1,000
not applicable
Paper Statements
$3
Waived with enrollment in eStatements5
not applicable
$3
Waived with enrollment in eStatements5
$3
Waived with enrollment in eStatements5

ATM Transaction Charges6

Columbia Bank ATMs
Non-Columbia Bank ATMs





no charge
$2





not applicable
$2





no charge
$2





no charge
$2

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  • Personal Health Savings

    Having options never hurt anybody. If you offer a high-deductible health plan, the employees who participate in that plan may be eligible to contribute to a Health Savings Account—a flexible, tax-free way to save for their medical expenses. Give the people what they want. Learn more about Personal Health Savings Accounts.





























1 During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed.
2 In November, earned interest will be posted and your Snowflake Savings check will be mailed to you or directly deposited to your checking account based on the option you chose at the time of account opening.
3 If the balance requirement to waive the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee.
4 Combined balances are calculated using the daily balance of all deposit accounts and outstanding balances on loans as of the business day prior to the last business day in the statement cycle. Includes deposit accounts and loans held at Columbia Bank with similar ownership. Does not include residential mortgage loans.
5 Requires enrollment in Premier Personal Online Banking. Please refer to Online Terms and Conditions for more information.
6 You may be subject to international service charges and surcharges on non-Columbia bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account. Accounts must be open and in good standing on their statement cycle date to receive refund benefits.

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