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Borrowers can be choosers

With all the options of a national bank and the individual attention that we’re known for, Columbia Bank makes getting a home loan the easiest part of moving.






Fixed-Rate Loans

Adjustable-Rate Loans

Jumbo Loans
Allows you to plan and budget accordingly. Lower early payment and ability to take advantage of lower rates in the future. For mortgages above the maximum conforming loan limits (between $510,400 and $3,000,000).
Protects against rising interest rates. Competitive interest rates. Competitive interest rates allow you to maximize your buying power.
Recommended if you plan to keep your home or investment property for more than five years. Recommended if you plan to keep your home or investment property for less than five years. Fixed and variable rates and terms can provide more flexibility in structuring your loan.
For purchase or refinance of your primary residence, investment property or second home. For purchase or refinance of your primary residence, investment property or second home. For financing owner-occupied and second home.

All loans subject to credit approval.


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Personal Credit Cards

Convenient and secure, our personal credit cards are accepted everywhere. Earn rewards and build credit with a card that's right for you.

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Real Estate Owned Property

View single family homes, land and lots, subdivisions and commercial properties available for purchase.

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Home Equity Line of Credit

The equity you have built in your home can help you obtain money for almost anything you need.

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Umpqua Bank is the successor in interest to Columbia State Bank, doing business as Columbia Bank. You are now banking with Umpqua Bank. Deposits formerly held at Columbia Bank are not separately insured. These deposits are subject to Umpqua Bank’s FDIC deposit insurance coverage.