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A simple, basic account to get started.

Designed to be a check-free account, Foundation is a basic account that can help you establish a financial foothold.

Foundation account customers enjoy the following account benefits:1

  • Designed to be a check-free account
  • No Overdraft Coverage Program
  • No overdraft, continuous overdraft or return item fees
  • Monthly maintenance fee waived for age 17 and younger2

Add these features and options

  • Visa® Debit Card

    Use your Columbia Bank Visa Debit Card to access your personal checking account, whether you are down the street or across the globe. Make purchases, transfer money between linked accounts, and get cash from any ATM safely and securely.

  • Personal Bill Pay

    The safe, secure way to pay your bills, with options to schedule automatic payments, single payments, or anything in between. Personal Bill Pay is the fast and simple way to pay your bills, on your schedule.

  • Personal Mobile Banking

    Use Personal Mobile Banking to view balances and transactions, transfer funds between accounts, and more. Access your accounts through the web, SMS or the Columbia Bank App for iPhone®, phone for AndroidTM, iPad® or tablet for AndroidTM.

  • eStatements

    Access your statements anytime, anywhere through Personal Online Banking. When you sign up for eStatements, you also enjoy fee waivers on paper statement fees.

1 This account serves as a second chance for customers who do not meet the Bank’s checking account qualification criteria. If after reaching one year of account opening and meet both the following conditions of having 12 or less returned items and 3 or less deposited returned items, you will be allowed to convert to an account of your choice.

2 Primary signer must be age 17 and younger to qualify for this waiver.

Monthly Maintenance Fee $3
Waive the Monthly Maintenance Fee1 Age 17 and younger2
Minimum Opening Deposit $25
Interest Earnings
not applicable
Interest Earnings
not applicable
Paper Statement Fee
not applicable
ATM Transaction Charges3
Columbia Bank ATMs
Non-Columbia Bank ATMs

No charge

1 Each requirement to waive the monthly maintenance fee must occur within the statement cycle.

2 Primary signer must be age 17 and younger to qualify for this waiver.

3 You may be subject to international service charges and surcharges on non-Columbia Bank ATM’s.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account.


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