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Personal Checking Accounts

Handmade checking just for you

Flexible and secure checking accounts are the cornerstone of our community banking philosophy. With numerous account options and plenty of local banking experts, you can be sure your money will be well looked after. Get started today and never look back.

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  Neighborhood
Checking
Prime
Checking
Accelerated
Checking
Connected
Checking
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Monthly Maintenance Fee¹

$5

Waived with a minimum daily balance of $2,500
     or
10 debit card transactions
     or
One direct deposit
     or
Student ID on record²

$0

Must be age 62 or older

$15

Waived with a minimum daily balance of $5,000
     or
Minimum combined balances of $10,000³

$20

Waived with a minimum daily balance of $10,000
     or
Minimum combined balances of $25,000³

Minimum Opening Deposit $25 $25 $25 $25
Additional Benefits 2 complimentary boxes of checks per year4

$5 annual credit toward a Safe Deposit Box5
Non-CB ATM fees refunded7

Complimentary Cashier's Checks and Money Orders6

3 Complimentary boxes of checks per year4

$25 annual credit toward a Safe Deposit Box.5

Earns Interest

Calculated

Paid/Compounded

No

No

Yes

Daily

Monthly

Yes

Daily

Monthly

Paper Statements Fee $3 Waived with enrollment in eStatements8 not applicable $3 Waived with enrollment in eStatements8 not applicable

ATM Transaction Charges9

Columbia Bank ATMs
Non-Columbia Bank ATMs





No charge
$2





No charge
$2





No charge
$2





No charge
$2 before refund6

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1 Each requirement to waive the monthly maintenance fee must occur within the statement cycle. Debit card transactions and direct deposits must post in the statement cycle to qualify for the monthly maintenance fee waiver. If the balance requirement to waive the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee.
2 Student ID will be maintained on record for 12 months. After 12 months, you must present your ID again to continue to qualify to waive the maintenance fee.
3 Combined balances are calculated using the daily balance of all deposit accounts and outstanding balances on loans as of the business day prior to the last business day in the statement cycle. Includes deposit accounts and loans held at Columbia Bank with similar ownership. Does not include residential mortgage loans.
4 Must be single Columbia Bank style checks. Benefit renews each calendar year.
5 Requires automatic payment from a Prime Checking ($5 credit) or Connected Checking ($25 credit) account. Credit is applied as a refund on the next business day. One credit may be applied to one Prime or Connected Checking account per year.
6 Refunds are processed on the next business day when the fees post to your Connected Checking account. Cashier's Check or Money Order must be debited from the Connected Checking account to qualify. All non-Columbia Bank ATM fees will be refunded if assessed by Columbia Bank. Up to $15 in non-Columbia Bank ATM fees will be refunded if assessed by Columbia Bank.
7 Up to $15 in non-Columbia bank ATM surcharges assessed by ATM operators will be refunded per statement cycle
8 Requires enrollment in Premier Personal Online Banking. Please refer to Online Terms and Conditions for more information. 9. You may be subject to international service charges and surcharges on non-Columbia Bank ATMs.

Please refer to the Services and Fees Schedule for additional fees that may be assessed against your account. Accounts must be open and in good standing on their statement cycle date to receive refund benefits.



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