EMV chip cards feature an embedded chip that improves security when you insert your card at a chip-enabled terminal.
Insert your chip card to pay at a chip-enabled terminal. If a chip-enabled terminal is not available, simply swipe your card as you do today.
Answers to frequently asked questions about EMV chip cards.
When your existing card expires, it will be replaced with a new chip-enabled card.
Every time you use your card at a chip-enabled terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Yes. If your card is ever lost, stolen or fraudulently used, you're protected by Visa's Zero Liability Policy1.
You can use your card at millions of places that accept Visa Debit Cards, at home and around the world.
Yes. If a merchant is not yet chip-enabled, simply swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary.
Yes. You can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into
the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete.
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